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ARC Health focuses on businesses dedicated to the reform and restructure of the private health industry within South Africa, whilst also working on initiatives to consolidate government healthcare spend. To this end the strategic intent of ARC Health is threefold: to seek opportunities to reform and restructure the private healthcare industry; to support initiatives to consolidate the government healthcare spend to ensure efficiency and efficacy; and to act as a catalyst and support initiatives to ensure a sustainable National Health Insurance.


ARC Health is a private investment company, majority owned by ARC and managed by ARC Health Managers. The founders of ARC Health are ARC under the leadership of former Sanlam executives, Johan van Zyl and Johan van der Merwe, and Dewald Dempers, former CEO of AfroCentric Investment Corporation Limited (“AfroCentric”), the listed holding company of major medical scheme administrator, Medscheme.


AfroCentric Group

AfroCentric is a JSE listed, black controlled, diversified investment company. Through its operating subsidiaries, AfroCentric provides health administration and health risk management solutions to the healthcare funding industry.

National Health Care Group

National Health Care is a provider-centric initiative to provide access to primary care to uninsured South Africans.

ARC Health Managers

The management team has a track record in constantly challenging historic and current healthcare business systems that result in inefficiencies in both the private and public healthcare sector

Dewald Dempers

Director: Strategy

Dewald has dedicated his career to numerous aspects of the private and public healthcare industry. Following a career at Air Liquide, he founded Executive Active Management Practice, a company which provided a range of strategic and operational services to medical institutions where he developed and managed five private hospitals with partner Netcare and Community Hospital Holdings. Following the sale of the hospital group to Netcare, he was pivotal in the acquisition and reverse-listing Medical Scheme administrator, Medscheme, through AfroCentric, where he served as CEO from 2008-2016.

Andre Gernandt

Director: Operations and Special Projects

Andre is not only a qualified chartered accountant but is considered a specialist in injury management and related IT systems. He was the CFO and COO of the Road Accident Fund (RAF) for 8 years before partnering with Medscheme in backlog administration of RAF for the last 18 months. He has detailed knowledge and experience in the functionality of injury management which includes the full lifecycle of claims processing, form lodgement, verification, merits investigation, quantum investigation and litigation. He was previously a Senior Finance manager at CS Holdings Ltd, responsible for mergers and acquisitions.

Ettie da Silva

Director: Legal

Ettie is a qualified attorney and MBA graduate. She joined Medscheme in 2005 and was until recently a Specialist in Legal, Governance, Risk and Compliance at AfroCentric. She was seconded as CEO of Bonitas Marketing, an AfroCentric company before rejoining AfroCentric in 2015. Before Medscheme she was in practice, specialising in High Court litigation, commercial law, personal Injury claims, matrimonial law, labour law and BEE compliance and was also previously a Legal Officer for RAF.

Joe Appelgryn

Director: Corporate Finance

Joe is a qualified chartered accountant and managed his own Corporate Advisory company for the last 12 years, specialising mainly in corporate finance activity in the Healthcare Industry. He is a former non-executive director of AfroCentric and has been instrumental in the acquisition and reverse-listing of Medscheme into AfroCentric He was part of the team of specialists to start and establish a black-owned hospital group for service delivery in under-serviced areas. He was previously with IDC for more than 8 years where he amongst other functions, established the Healthcare funding business unit. Joe has a wide range of experience across all sectors of health care and related industries.

Rachaad Omar

Director : Business Development

Rachaad is a Qualified Actuary previously employed by Bonitas Marketing Company, part of the AfroCentric Group, at the Executive level and as Marketing Actuary executive for the Bonitas Medical fund. Before Bonitas he was acting in various consultative actuarial roles for various companies in the insurance industry. Rachaad specialises in developing new products and his previous experiences have been in Life, Investments and Pensions with specialist experience in the Marketing and short-term Medical side.